Disability Insurance

Disability Insurance

Disability insurance is a type of coverage that provides financial support in the event that an illness or injury prevents you from working. This coverage can provide a tax-free monthly payment to help replace your income and cover your expenses. It’s important to note that not all disabilities are visible to the naked eye. Chronic pain or mental health issues can also qualify as a disability and be covered under this type of insurance.

You can choose from two main kinds of disability insurance.

  • Group insurance plans are available to employees.
  • Government plans are available to public servants, such as workers’ compensation and Canada Pension Plan benefits.

The aim is not for anything to happen, but in the event that it does, copying should be a breeze. Regardless of the choice, leave nothing to chance. My role is to ensure that you are well protected against any eventuality.